Privacy Policy

At Finnimo, your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our application and services. By using Finnimo, you agree to the terms of this Privacy Policy.

1. Information We Collect

When you use our services, we may collect the following types of information:

Personal Information: Name, email address (including Gmail), phone number, password, and subscription details.
Financial Information: Bank account details, transaction history, budgeting data, and financial goals you provide.
Usage Information: Interactions with the app, AI chat history, preferences, and activity logs.
Device Information: Device type, operating system, and app usage statistics.
Cookies & Tracking Data: We use cookies and similar technologies to improve your experience and analyze app performance.

2. How We Use Your Information

We use the collected information to:

Provide, operate, and improve the Finnimo app and services.
Help you manage budgets, track expenses, and achieve financial goals.
Securely process transactions and subscription payments.
Enable AI-advisor insights and personalized financial recommendations.
Communicate with you regarding updates, support, promotions, and service-related notices.
Ensure compliance with legal, regulatory, and security requirements.

3. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information. We may share data only in the following cases:

With Service Providers: Third-party vendors who help us provide services (e.g., payment processors, cloud hosting, analytics).
For Legal Compliance: When required by law, regulation, legal process, or government request.
To Protect Rights: If necessary to enforce our terms, protect our rights, privacy, safety, or prevent fraud.

4. Data Retention

We retain your personal information for as long as your account is active or as required by law, compliance, or operational purposes. You may request account deletion at any time by contacting us. However, some data may remain archived to comply with legal or financial record-keeping obligations.

5. Your Privacy Rights

Depending on your location, you may have rights to:

Access, update your personal information.
Restrict or object to certain data processing activities.
Withdraw consent for optional data uses (such as marketing).
Request a copy of your data in a portable format.

To exercise these rights, please contact us at: admin@finnimo.com.

6. Security Measures

We take your data security seriously and implement:

Encryption of sensitive financial and personal data.
Secure servers, firewalls, and authentication mechanisms.
Regular monitoring and security assessments.

⚠️ However, no system can be 100% secure. While we take all reasonable steps, we cannot guarantee absolute protection against unauthorized access.

7. Cookies and Tracking Technologies

We use cookies and similar technologies to:

Remember user preferences.
Improve app performance and analytics.
Deliver a personalized experience.

You can manage or disable cookies via your device or browser settings, but some features may not function properly without them.

8. Third-Party Links

Finnimo may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties. We encourage you to review their privacy policies before providing personal information.

9. Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in technology, law, or our business practices. Updates will be posted within the app and on our website. Continued use of Finnimo after updates constitutes acceptance of the revised policy.

10. Contact Us

If you have any questions, concerns, or requests about this Privacy Policy or your personal data, please contact us at:

📧 admin@finnimo.com
🌐 http://finnimo.com/